Savings Rate – May 2018

Early calculations put my May 2018 savings rate right around 33%, bringing my 2018 average to close to 26%. That’s not an incredible number but it’s an improvement. This is the first year I am specifically tracking the savings rate metric, so I am interested to see where we end up.


Maxing out Roth IRA

Today I moved a few thousand dollars from a savings account and into my Roth IRA in order to max out my contributions for 2018. Intellectually I understand this is a good idea. Emotionally I feel ambivalent about it. I like maxing out my retirement contributions. I suppose I’m trying to make myself comfortable with

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Pay As You Go

What a time to be alive! Several months ago I changed cell phone providers – from Ma Bell to Ting. For talk/text/data service for my wife and me, my bill went from approximately $130/month to anywhere from $40-75/month, just depending on how much data we use in a particular month. My service has been great

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Hi

I envision this serving as a bit of a repository for my brain — all those things that would otherwise be lost. Quick thought snippets, idea flashes, interesting things I read, etc.